Top 5 Myths About Health Insurance You Should Ignore

Why Myths Persist

Misinformation spreads due to outdated advice or complex policies. In 2025, with healthcare costs rising (e.g., $4,000+ for U.S. hospital stays), understanding the truth is crucial for savings and protection.

Common myths deter people from claiming benefits or choosing plans—let’s clarify them.

Midpoint: Debunking the Myths

At this midpoint, here are the myths: 1) "Health insurance is too expensive"—Plans start at $50/month with subsidies. 2) "Pre-existing conditions aren’t covered"—Many plans now include them after waiting periods. 3) "You don’t need it if you’re healthy"—Accidents happen. 4) "All plans are the same"—Coverage varies widely. 5) "Claims are always denied"—Denials can be appealed.

Evidence shows 70% of claims are approved with proper documentation, per global insurer data.

Actionable Steps

Research plans, ask about exclusions, and appeal rejections. Compare options at Global Insurance Orbit or seek advice via contact us.